Phoenix Capital Family of Companies: Mortgage Servicing Rights Specialists

Experts in valuing, advising, closing and providing operational support for all types of mortgage asset transactions.

Phoenix Capital's mortgage related consulting services include but are not limited to:

• Prepayment Analysis: A prepayment analysis is a comparison of a company's product and investor specific prepayment speeds compared to the industry. Prepayment speeds can be analyzed by as many components available or specified by the client. These components could include: loan size, seasoning or age, FICO score, origination source, product type, etc.
• Delinquency Analysis: A delinquency analysis is a summary of a company's product and investor specific delinquencies compared to the industry. Delinquencies can also be analyzed by various components including loan-to-value (LTV), FICO score, seasoning or age, etc.
• Operational Overview: Phoenix Capital performs on-site assessments of secondary marketing policies, procedures and interface within operational departments. Phoenix Capital specifically focuses on changes regarding current execution methods. The project scope is client specific with direct staff interaction, problem solving techniques and engagement of other business partners for outsourcing solutions. Phoenix Capital provides a written consultation to the client's executive management team outlining action items that require attention.
• Pooling Optimization: The pooling optimization product provides current and prospective flow sellers or those that retain their mortgage servicing rights with a thorough analysis customized to maximize execution between the loan and the servicing. Phoenix Capital's pooling optimization model takes into account each component of execution when making a pooling decision, including: inter-coupon spreads, Agency buyup and buydown grids, excess servicing multiples and all applicable hedge positions.