Phoenix Capital Family of Companies: Mortgage Servicing Rights Specialists
Experts in valuing, advising, closing and providing operational support for all types of mortgage asset transactions.
Phoenix Capital is the industry leader in mortgage servicing rights brokerage. Our core services include strategic advice, valuation, management and negotiation of mortgage servicing rights transactions.
Frequently Asked Questions
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Mortgage Servicing Rights
Phoenix Capital has a proven track record of closing difficult and complex servicing deals. This success is a result of our intimate knowledge of the mortgage servicing rights asset coupled with our long term relationships with the buying community
What is a mortgage servicing right?
A mortgage servicing right (MSR) is the segment of the loan created by the originator that is held by mortgage servicers. Mortgage servicers are responsible for the collection of payments on the mortgage loan and the distribution of these payments to the loan investor. This segment of the loan has a specific value.
What is the value of a mortgage servicing right?
Once the NSF is determined, we can find the value of the MSR by taking the sum of the predicted future cash flows (commonly referred to as the discounted cash flows method). It is important to note that since a MSR is a future cash-flow stream, as soon as the mortgage loan pays off this cash-flow to the servicer of the mortgage goes away.
